In this article, we will discuss the Burlington credit card in detail, including its features, benefits, fees, and how to apply for it.
Features of the Burlington Credit Card
The Burlington credit card is a store credit card, which means it can only be used at Burlington stores and on the company's website. The card is issued by Comenity Bank, and it offers several features that can help customers save money when they shop at Burlington.
First and foremost, the Burlington credit card provides cardholders with access to exclusive discounts and promotions. This includes a 10% discount on the first purchase made with the card, as well as special financing options for larger purchases. Additionally, cardholders receive email notifications about upcoming sales and events, which can help them plan their shopping trips and save even more money.
Another feature of the Burlington credit card is the ability to earn rewards points for every dollar spent at Burlington. Cardholders earn one point for every dollar spent, and once they accumulate 100 points, they receive a $5 rewards certificate that can be used towards future purchases. There is no limit to the number of rewards certificates that can be earned, so the more a cardholder uses their card, the more they can save.
Benefits of the Burlington Credit Card
In addition to the features outlined above, the Burlington credit card offers several benefits that can help cardholders save money and manage their finances.
One of the most significant benefits of the card is the ability to finance larger purchases with special financing options. Depending on the purchase amount, cardholders can take advantage of 6-month or 12-month financing with no interest charges. This can be particularly helpful for customers who want to make a large purchase, such as furniture or appliances, but don't want to pay for it all at once.
Another benefit of the Burlington credit card is the ability to manage your account online. Cardholders can log in to their account on the Burlington website to view their balance, pay their bill, and update their personal information. This makes it easy to stay on top of your account and ensure that you never miss a payment.
Finally, the Burlington credit card provides cardholders with fraud protection and security features. Comenity Bank monitors cardholder accounts for suspicious activity and will notify cardholders if they detect any unusual activity. Additionally, the card includes chip technology, which provides an extra layer of security when making purchases in-store.
Fees Associated with the Burlington Credit
While the Burlington credit card offers several features and benefits, there are also some fees associated with the card that potential cardholders should be aware of.
The card has a variable APR of 25.99%, which means that the interest rate can change based on market conditions. Additionally, the card has a late payment fee of up to $40 and a returned payment fee of up to $29. These fees can add up quickly if a cardholder misses a payment or makes a payment that is returned by their bank.
How to Apply for the Burlington Credit Card
If you are interested in applying for the Burlington credit card, the application process is relatively straightforward. The first step is to visit the Burlington website and click on the "Credit Card" link at the bottom of the page. From there, you will be directed to the Comenity Bank website, where you can complete the application.
The application will ask for basic personal information, such as your name, address, and social security number. You will also need to provide information about your employment specifically, you will need to provide your annual income, as well as information about any other credit cards or loans you currently have. Comenity Bank will use this information to determine whether or not you are eligible for the Burlington credit card.
Once you have submitted your application, you should receive a decision within a few minutes. If you are approved, you will receive your card in the mail within 7-10 business days. If you are not approved, you will receive a letter explaining why your application was declined.
Tips for Using the Burlington Credit Card
If you do decide to apply for the Burlington credit card, there are a few tips you should keep in mind to help you make the most of the card and avoid any fees or penalties.
First, be sure to pay your bill on time every month. Late payments can result in fees and can also negatively impact your credit score. Set up automatic payments or reminders to ensure that you never miss a payment.
Second, be strategic about when you use the card. While the card provides access to exclusive discounts and promotions, it also has a high interest rate. Only use the card for purchases that you can pay off in full at the end of the billing cycle to avoid accruing interest charges.
Third, take advantage of the rewards program. The more you use the card, the more rewards certificates you can earn, which can help you save money on future purchases. Be sure to redeem your rewards certificates before they expire to get the most value out of the program.
Finally, monitor your account regularly. Check your balance and transactions regularly to ensure that there are no unauthorized charges or errors. Report any suspicious activity to Comenity Bank immediately to protect your account and your credit score.
Information about the rewards program:
The rewards program for the Burlington credit card is fairly straightforward. Cardholders earn one point for every dollar spent at Burlington stores or on their website. Once a cardholder earns 100 points, they will receive a $5 reward that can be used on a future purchase. Rewards are automatically added to the cardholder's account and can be used for up to 90 days after they are issued.
Cardholders also receive a special birthday discount as part of the rewards program. This discount can vary, but is typically around 15% off a purchase. To receive the discount, cardholders must have made at least one purchase with their Burlington credit card in the past year and must have provided their birth date at the time of application.
The rewards program can provide value to frequent Burlington shoppers, but it is important to note that rewards cannot be redeemed for cash and can only be used at Burlington stores or on their website. Additionally, rewards expire after 90 days, so cardholders must use them within that time frame to avoid losing them.
One potential downside of the rewards program is that the point value is relatively low compared to other rewards programs. For example, some credit cards offer one point per dollar spent, but each point is worth more than $0.05. However, the rewards program can still provide value over time, especially for frequent shoppers at Burlington stores.
Overall, the rewards program for the Burlington credit card can provide value to cardholders who frequently shop at Burlington stores or on their website. The one point per dollar spent may be lower than some other rewards programs, but the exclusive discounts and special birthday discount can add additional value. It is important for cardholders to use the rewards within the 90-day time frame to avoid losing them, and to pay off the balance in full each month to avoid accruing high interest charges.
The Burlington credit card is a store credit card that is designed specifically for shoppers who frequent Burlington stores or shop on their website. The card is issued by Comenity Bank and offers a number of benefits, including exclusive discounts, a rewards program, and additional perks like fraud protection and paperless billing.
One of the key benefits of the Burlington credit card is the exclusive discounts that are available to cardholders. For example, new cardholders can receive 20% off their first purchase when they open a Burlington credit card account. Cardholders also receive special offers and promotions throughout the year, such as early access to sales and free shipping on certain purchases.
In addition to these discounts, the Burlington credit card also offers a rewards program. Cardholders earn one point for every dollar spent at Burlington stores or on their website. Once a cardholder earns 100 points, they will receive a $5 reward that can be used on a future purchase. Cardholders also receive a special birthday discount and access to exclusive events.
Another benefit of the Burlington credit card is the additional perks that are offered to cardholders. For example, cardholders can choose to receive paperless billing statements, which can be a convenient way to manage their account. Cardholders can also access their account information online or through the Burlington app, which is available for both iOS and Android devices. Additionally, cardholders receive fraud protection and can report any unauthorized purchases or suspicious activity on their account.
While the Burlington credit card does offer some benefits, it is important for cardholders to be aware of the high APR. The current APR for the Burlington credit card is 25.99%, which is higher than many other credit cards on the market. This high interest rate can make it difficult for cardholders to pay off their balance in full each month, which can result in high interest charges over time.
It is also important to note that the Burlington credit card can only be used at Burlington stores or on their website. This limited usability may not be convenient for all shoppers, especially those who do not live near a Burlington store or prefer to shop at other retailers.
In conclusion, the Burlington credit card can be a good choice for frequent shoppers at Burlington stores or on their website. The exclusive discounts, rewards program, and additional benefits can provide value to cardholders. However, the high APR and limited usability of the card should be carefully considered before applying. As with any credit card, it is important to use the Burlington credit card responsibly and pay off the balance in full each month to avoid accruing high interest charges.
